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Position your organization
   as an employer of choice.

Universal Benefit Plans address critical issues in today's environment where:

- Traditional benefit costs continue to rise & employees are asked to share these costs.

- An evolving employee population means changes in their needs and expectations.

- An evolving strategy to help retention & recruiting is more important than ever.

- Employees want more benefit choices and better eduction on their benefits.

 

Accident Plans

We all know accidents happen and when they do, they come with many different expenses; emergency treatments, hospital stays, medical exams, etc.

These expenses all add up, which is why Universal Benefit Plans offers Accident Insurance to supplement your health plan and make employees’ unanticipated medical bills easier to pay.

For less than an hour’s wage per-week, employees receive cash benefits whenever they suffer a covered accident. Benefits can be used at the employee’s discretion to pay many of the accident-related out of pocket costs not covered by your medical insurance plan.

Accident insurance advantages for employers:

  • No employer cost
  • Ease of administration
  • Make high deductible, lower premium health plans more digestible for everyone

Accident insurance advantages for employees:

  • Affordable group rates
  • Helps offset unexpected out-of-pocket medical costs
  • Plans are portable

Browse Voluntary Benefits