Long Term Care Planning

It’s no secret that we’re living longer than ever before. The population segment of individuals ages 85+ is the fastest growing demographic in our nation. On top of this, advances in medical science have led to the prevention of many early sudden deaths and it’s projected that 6 out of 10 people (many of whom will be living with chronic conditions) will need long term care sometime during their lifetime.

An estimated 84% of all long-term care is not covered by government programs (i.e. Medicare, Medicaid, the Veterans Administration). That’s why it’s best to plan ahead.

If you’re nearing retirement age, long-term care planning services can help you project the cost of future care, budget for it and gain greater control over your future.

Universal Benefit Plans has partnered with seasoned investment professionals to provide individual long-term care planning services. We also partner with top nationwide carriers to offer long-term care insurance products to help protect your assets and incomes should the need for care arise.