Group Long Term Care

The need for long term care is definitely a concern of our aging workforce, although an employee at any age can face an illness or injury leaving them unable to perform the basic tasks of daily living. This can result from arthritis, Alzheimer’s Disease, a sudden stroke, cancer or another illness or injury.

Your health plan generally will not cover the cost of long-term care, Medicare does not cover long term care and Medicaid is only available once most other personal financial resources have run dry.

Universal Benefit Plans offers employers a variety of Group Long-term Care (GLTC) Insurance plans from a variety of carriers.

GLTC plans generally cover services such as:

• Skilled, intermediate, and custodial care in state-licensed nursing homes
• Home care services
• Assisted living and adult day care services
• Respite care services